:root{--navy:#14325c;--navy-2:#1f4a82;--ink:#1d2330;--muted:#5b6475;--line:#dfe4ec;--bg-alt:#f4f7fb;--accent:#e07a1f;--accent-dark:#b85f10;--green:#1d7a46;--radius:12px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.55;font-size:17px;background:#fff}
a{color:var(--navy-2)}
.container{width:min(1120px,92%);margin:0 auto}
.narrow{width:min(820px,92%)}
.draft-banner{background:#fff3cd;color:#6b4e00;text-align:center;font-size:13px;padding:6px 10px;border-bottom:1px solid #f0d78a}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:10;backdrop-filter:saturate(1.2) blur(6px)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:12px 0;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand-mark{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:9px;background:var(--navy);color:#fff;font-weight:700}
.brand-text{font-weight:750;font-size:19px;line-height:1.1;color:var(--navy);display:flex;flex-direction:column}
.brand-text small{font-weight:500;font-size:12px;color:var(--muted)}
.brand-text.light{color:#fff}.brand-text.light small{color:#c9d4e5}
.nav{display:flex;align-items:center;gap:22px}
.nav a{text-decoration:none;color:var(--ink);font-size:15px}
.btn{display:inline-block;text-decoration:none;border-radius:10px;padding:13px 20px;font-weight:650;font-size:16px;border:2px solid transparent;cursor:pointer;text-align:center;font-family:inherit}
.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark)}
.btn-ghost{border-color:var(--navy-2);color:var(--navy-2);background:#fff}.btn-ghost:hover{background:var(--bg-alt)}
.btn-small{padding:8px 14px;font-size:14px;background:var(--navy);color:#fff!important}
.full{width:100%}
.hero{background:linear-gradient(180deg,#eef3fa 0%,#fff 100%);padding:64px 0 48px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:13px;font-weight:700;color:var(--accent-dark);margin:0 0 10px}
h1{font-size:44px;line-height:1.12;margin:0 0 18px;color:var(--navy);letter-spacing:-.01em}
.lead{font-size:19px;color:#2f3747;margin:0 0 24px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.fine{font-size:13px;color:var(--muted);margin-top:14px}
.example-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 24px rgba(20,50,92,.08)}
.card-title{font-size:18px;margin:0 0 10px;color:var(--navy)}
.example-card p{font-size:15px;color:#394253}
.math{border:1px dashed #c7d2e2;border-radius:10px;padding:10px 14px;margin:14px 0;background:#fafcff}
.math div{display:flex;justify-content:space-between;padding:6px 0;font-size:15px;border-bottom:1px solid #eef1f6}
.math div:last-child{border-bottom:0}
.math .total strong{color:var(--accent-dark);font-size:18px}
.source{font-size:12.5px!important;color:var(--muted)!important}
.section{padding:64px 0}
.section.alt{background:var(--bg-alt)}
.section-title{font-size:32px;color:var(--navy);margin:0 0 12px;text-align:center}
.section-title.left{text-align:left}
.section-sub{text-align:center;color:var(--muted);margin:0 0 28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.card p{margin:0;color:#394253;font-size:15.5px}
.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.steps li{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.step-num{flex:0 0 38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.steps h3{margin:2px 0 6px;font-size:18px;color:var(--navy)}
.steps p{margin:0;font-size:15.5px;color:#394253}
.note{text-align:center;color:var(--muted);font-size:14.5px;margin-top:22px}
.checklist{list-style:none;padding:0;max-width:780px;margin:24px auto 0;display:grid;gap:10px}
.checklist li{position:relative;padding-left:32px}
.checklist li::before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:#e3f3ea;color:var(--green);display:grid;place-items:center;font-size:13px;font-weight:700}
.checklist.small{margin:18px 0 0;font-size:15px}
.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}
.price-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;position:relative}
.price-card.featured{border:2px solid var(--accent);box-shadow:0 10px 28px rgba(224,122,31,.15)}
.badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--accent);color:#fff;font-size:12px;font-weight:700;padding:4px 12px;border-radius:999px;white-space:nowrap}
.price-card h3{margin:4px 0 6px;color:var(--navy)}
.price{font-size:42px;font-weight:800;margin:0;color:var(--ink)}
.price span{font-size:16px;font-weight:500;color:var(--muted)}
.price.small{font-size:34px}
.price-sub{color:var(--muted);margin:2px 0 14px;font-size:15px}
.price-card ul{padding-left:18px;margin:0 0 20px;flex:1;font-size:15.5px}
.price-card li{margin:6px 0}
.addon{margin-top:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 26px;display:flex;justify-content:space-between;align-items:center;gap:24px}
.addon h3{margin:0 0 6px;color:var(--navy)}
.addon p{margin:0;color:#394253;font-size:15.5px}
.tag{font-size:12px;font-weight:600;background:var(--bg-alt);color:var(--muted);padding:3px 8px;border-radius:6px;vertical-align:middle}
.form-wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.lead-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 24px rgba(20,50,92,.08);display:grid;gap:14px}
.lead-form label{display:grid;gap:6px;font-weight:600;font-size:15px}
.lead-form input,.lead-form select{font:inherit;font-weight:400;padding:11px 12px;border:1px solid #c9d1dd;border-radius:8px;background:#fff}
.lead-form input:focus,.lead-form select:focus{outline:3px solid rgba(31,74,130,.2);border-color:var(--navy-2)}
.optional{font-weight:400;color:var(--muted)}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0}
summary{cursor:pointer;font-weight:650;color:var(--navy)}
details p{margin:10px 0 2px;color:#394253;font-size:15.5px}
.site-footer{background:var(--navy);color:#dfe6f1;padding:40px 0 20px;font-size:14px}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1fr 1.2fr 1.4fr;gap:28px}
.disclaimer{font-size:13px;color:#c9d4e5}
.copyright{color:#9fb0c9;font-size:12.5px;margin-top:20px;border-top:1px solid rgba(255,255,255,.12);padding-top:14px}
@media (max-width:900px){
  .hero-grid,.form-wrap,.footer-grid{grid-template-columns:1fr}
  .grid-3,.pricing,.steps{grid-template-columns:1fr}
  .price-card.featured{order:-1}
  h1{font-size:34px}
  .nav a:not(.btn){display:none}
  .addon{flex-direction:column;align-items:flex-start}
  .section{padding:48px 0}
  .section-title{font-size:27px}
}
@media (max-width:420px){
  body{font-size:16px}
  h1{font-size:29px}
  .brand-text{font-size:17px}
  .btn-small{padding:7px 10px;font-size:13px}
}
.btn-small .short{display:none}
.btn-small{white-space:nowrap}
@media (max-width:520px){.btn-small .long{display:none}.btn-small .short{display:inline}.brand-text small{font-size:11px}}